Merchant Cash Advance
Capital for the businesses banks overlook.
$10K to $500K in working capital. Approval in hours, funding in as little as 24 hours. Repay as you earn.
Won't affect your credit score.
Funding in three steps.
Apply in 5 minutes
Simple online form and 3 months of bank statements. No collateral.
Get your offer
A funding specialist reviews and sends a clear offer within hours.
Receive funds
Accept, sign electronically, and get capital as soon as next day.
Built for restaurants, retail, trucking, contractors, medical practices, and more.
- ✓No collateral required
- ✓Payments flex with your sales
- ✓Bad credit considered
- ✓Use funds for anything: inventory, payroll, equipment
- ✓Dedicated funding specialist
See how much you qualify for.
A specialist will contact you within one business hour.
Questions
What is a merchant cash advance?
An MCA is the purchase of a portion of your future receivables. You receive a lump sum upfront and repay via a small percentage of daily or weekly sales.
What do I need to qualify?
Typically 6+ months in business, $15K+ in monthly revenue, and a business bank account. Credit scores of 500+ considered.
How fast can I get funded?
Most approved merchants are funded within 24–48 hours of signing.
Is my credit affected by applying?
No. Applying uses a soft pull and will not affect your credit score.